"We need regulatory frameworks that anticipate and get ahead of the risks," Microsoft writes in a new report. "And we need to acknowledge the simple truth that not all actors are well-intentioned."

"Uses of biometric information or biometric information technology can pose significant risks to consumers," the FTC said in a policy statement adopted Thursday.

"In most cases, the effects of social media are dependent on adolescents' own personal and psychological characteristics and social circumstances," the American Psychological Association says in a new report.

AI "can already do a vastly better job of crafting a seemingly authentic message than your average con artist," although it "may not be ready to replace professional writers," FTC Chair Lina Khan writes.