Simple.com, a new online service, formerly BankSimple, opened last month to its first small batch of early customers. The web interface for a number of FDIC-insured traditional banks means to get rid of all the things people hate about banks.
A real person answers the phone call directly -- the same person every time if possible. You will get intuitive Web and mobile apps that can field natural-language questions like, "How much did I spend on taxis in New York last month?" And you'll get it without monthly account fees, overdraft charges debit-card fees or charges for using another bank's ATMs. Simple plans to keep its marketing costs low by relying heavily on word-of-mouth recommendations. Sign me up.
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Probably, there are individual sees banking is simple but according to a recent survey of Federal Deposit Insurance Corporation, there are still numbers of individual who doesn’t own bank account or do not have any transaction at the bank. These unbanked persons are slowly growing, as stated on the survey. Source of article: bad credit short term loans not pay day loans