In a rare session for Sibos 2015, having almost no mention of blockchain, leading technologists from three of the world’s largest banks shared their views on the transformative effect of digital technologies on the business of banking. Billed as a session on the Internet of Things (IoT) and core banking systems the discussion at the Marina Bay Sands convention centre in Singapore ranged across a variety of topics, illustrating the diverse skills and experiences needed to direct information technology in a large, modern financial institution.