TD Bank is offering mobile-optimized Web pages for opening an account to meet the banking needs of on-the-go customers. Mobile Account Opening is designed to help consumers opening an account easily and quickly no matter where they are. The optimized Web pages can be used to open checking, savings, money market or CD accounts by accessing TDBank.com using an Android or iPhone smartphone. “‘Prime time,’ or typical usage for a PC, is typically between 9am and 4pm,” said Spencer Jones, head of digital channels at TD Bank. “However, most people live a very busy life and are often not near a PC.