As mobile commerce becomes more popular, questions regarding its security are beginning to be raised. Some consumers have expressed a lack of confidence in mobile payment systems, claiming that they do not do enough to protect their financial information. The Mobile Payments Industry Workgroup believes that a new way to keep consumers information sector is becoming more viable. The organization believes that tokenization could help instill more confidence in mobile commerce among consumers. Tokenization involves the digitization of financial information. Instead of using these information directly, mobile payment platforms use “tokens” as a way to authenticate a payment from a mobile device.