Commentary

Online Hustles Hopping: Most Consumers Have Experienced At Least One Scam

Americans are being barraged with email and other types of scams. And most think the government isn’t doing enough to stop them, according to a study released last week by Pew Research Center: Online Scams and Attacks in America Today.

Of the 9,397 U.S. consumers surveyed, 73% have experienced at least one of these scams or attacks: 

  • Online hackers stole credit/debit card info and made fraudulent charges—48% 
  • Bought an item online that was counterfeit or never arrived and wasn’t refunded—36%
  • A personal online account was taken over/accessed without permission—29%
  • A scam email, text message or call led them to give away personal info—24%
  • Ransomware blocked use of their computer until they paid money—10% 
  • Gave money online to a fake investment opportunity—7%

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Black, Hispanic and lower-income consumers were more likely to have been faced with three online scams. 

How are potential victims being contacted? Of those polled, 28% receive daily scam emails and 35% get them at least weekly. 

Phone calls are more widespread—31% get them daily and 37% weekly. Text messages target 20% daily and 41% weekly. Fewer are hit with scams delivered by social media.  

These channels are seen as creating a major problem:

  • Text messages and phone calls—68% 
  • Emails—65%
  • Social media—62%
  • Shopping sites/apps—50%
  • Banking sites/apps—46%
  • Payment sites/apps—48%
  • Dating sites/apps—38%
  • Cryptocurrency sites/apps—41% 

What’s the damage? The study shows that 21% of consumers have lost money to an online scam. The most vulnerable age group is not the boomers, as you might suspect, but those in the 18-29 year-old cohort. 

White and upper income consumers are way more likely to have evaded financial loss. 

Overall, 30% of those who have lost money say it was for a great or fair amount, and 27% report there was some loss. 

Most people think the government and tech companies are doing a poor job of curbing online scams, with Democrats more likely to say so. 

Moreover, 68% believe AI will make these attacks more common.  

Pew performed the survey April 14-20, 2025. 

 

 

 

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