According to the latest National Score Index study by Experian Consumer Direct Approximately, 14 percent of the U.S. population has more than 10 credit cards. The states with the highest percentage of consumers with at least 10 credit cards are New Hampshire and New Jersey, where the average is approximately 20 percent.
Nationally, one in seven consumers (14.3 percent) use 50 percent or more of their available credit. Alaska and Hawaii top this category, with about 17 percent of their residents using more than 50 percent of their available credit.
Overall the study reports the following selected data:
Ty Taylor, president of Experian Consumer Direct, noted that using credit cards... is a convenient way for consumers to get the items they want... though maxing out credit cards has a negative effect on their credit score.
For more information about Experian, see the release here.