"The theme here, obviously, is empowerment," Neil writes. "These hip technocrats are going to
game the system, the market, and get their 'share.' There's even a little antidisestablishmentarianism."
Are we so gullible? Or are ING's market researchers truly onto something? Such as, perhaps, the gullibility that fuels consumer optimism that fuels spending that fuels stock prices .... "Like I said," Neil concludes, "we've got lousy memories."