American Express is tightening up access to 4X earning categories on its business gold card, effective in February 2027, Inside Flyer reports. The 4X rate applies to a cardholders two
biggest spending categories per billing cycle with a combined annual cap of $150,000. The result is that firms using advertising or wireless bills for 4X earning will have fewer qualifying vendors.
Advertising will qualify for 4X only when directly purchased from Meta, Google, Amazon, Microsoft, GoDaddy or Yelp.
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