The reward is being offered to all teams in Football Bowl Subdivision (formerly Division I-A), Football
Championship Subdivision (formerly Division I-AA), Division II and Division III. According to college football analysts, the last time a penalty-free regular season college football game was played at
any of these levels was when Army defeated Navy, 27-6, on Dec. 6, 1986.
The "Million Dollar Game" is being run in conjunction with the Liberty Mutual Coach of the Year Award, which honors the coaches who "give back to their teams, schools and communities, on and off field." Four coaches are selected as winners each season with Liberty Mutual donating $70,000 to each for charities of their choice and scholarship funds as part of the award prize.