Among 30-to-44-year-old US adults, college graduates who are not married but cohabiting with a partner earn more than any other married, cohabiting or single adults in this age group. In 2009, these adults earned an average of $106,400 per year. The analysis of cohabiting couples in this report is restricted to opposite-sex unmarried partners, making the assumption that these couples have the choice to marry or cohabit, which is not the case for most same-sex couples.
The typical college-educated cohabiter is at least as well off as a comparably educated married adult and better off than an adult without an opposite-sex partner. By contrast, a cohabiter without a college degree typically is worse off than a comparably educated married adult and no better off economically than an adult without an opposite-sex partner.
It also would seem that cohabitation would be associated with greater economic well-being than living without a partner because of the economies of scale achieved by combining two households, says the report. Yet adults without college degrees who cohabit are no better off than those who live without opposite-sex partners.
For the most educated, living as an unmarried couple typically is an economically productive way to combine two incomes and is a step toward marriage and childbearing. For adults without college degrees, cohabitation is more likely to be a parallel household arrangement to marriage, complete with children, but at a lower economic level than married adults enjoy.
Median Adjusted Household Income, 2009 (30-44 year-olds; with and without opposite sex partner or spouse) | |
Not College Graduate | Annual HH Income |
Married | $56,000 |
Cohabiter | 46,540 |
No partner | 45,033 |
College graduate |
|
Married | $101,160 |
Cohabiter | 106,400 |
No partner | 90,067 |
Source: American Community Survey, 2009, Pew Research Center, July 2011 |
Among the 30- to 44-year-old U.S. adults who are the focus of this report, 7% lived with an opposite-sex partner in 2009, according to census data. The share is higher among adults without a college education (8%) than among those with college degrees (4%).
The proportion of adults who ever have cohabited is much larger than the share currently cohabiting, and it has grown to become a majority in recent decades, according to data from the National Survey of Family Growth. Among women ages 19-44, for example, 58% had ever lived with an opposite-sex unmarried partner in 2006-2008, up from 33% among a comparable group in 1987 (National Center for Marriage and Family Research, 2010).
Partnership Status, 2009 | |
Status | % of Respondents |
Married | 58% |
Cohabiter | 7 |
No Partner | 35 |
Source: American Community Survey, 2009, Pew Research Center, July 2011 |
The Pew Research analysis finds that differences in employment rates and household living arrangements of cohabiters with and without college degrees help explain gaps in their comparative economic well-being. These differences include:
About 400,000 adults ages 30-44 are partners in same-sex unmarried couples, according to the 2009 American Community Survey, compared with 4.2 million who live with a partner of the opposite sex. Same-sex couples have distinctive patterns of income, education and household composition. They have higher median adjusted incomes ($99,204) than opposite-sex cohabiters ($54,179), married couples ($70,711) or adults without partners ($53,399). About half (48%) are college graduates, a notably higher share than for other adults. Less than a third (31%) live with children, a lower share than opposite-sex cohabiters.
To read more of the PEWresearch study, please visit here.
Just as the intense stigma of shame has eroded for binge drinking and pornography viewing in the past 30 years, so, too, as the stigma of shame for "shacking up" -- even after the children arrive. Interesting that Angelina and Brad are now getting married, reportedly to please their inquisitive kids.