I am a frugal, minimalist sort by nature. Years in grad school living on a "stipend" only reinforced the impulse. And an adult life of freelancing and the uncertainty that business "model" brings only baked the habit in. And so the largesse of holiday gifting always fills me with a bit of dread. "You're cheap, Dad, not frugal," my daughter says, quickly intercepting the ball. "There's a difference." This from the girl who got a MacBook Pro for her high school graduation.