Experian, a leading information services and credit organization, has predicted that there will be a major shift in commerce in the coming years. The company has released a new study that suggests that mobile payments will be in wider use than debit and credit cards by 2020. Mobile commerce has been gaining momentum over the past few years,  powered by the aggressive adoption of smartphones and other devices in prominent markets. According to the study, mobile payments are growing particularly quickly in the United Kingdom. The study includes results from a recent survey that Experian held, showing that one in three respondents believe that …

Cellarmaster Wines has activated its “Making it wonderful” campaign that launched in December last yearin Hong Kong with what it claims to be the world’s first virtual pop-up wine store in a train station. At Hong Kong’s busy Tsim Sha Tsui MTR station, a “storefront” billboard measures 12 meters along a walkway that connects with Tsim Sha Tsui East Station. People who photograph the store and share their images on social media using the hashtag #wonderful can win free wine and other gifts.

Rabobank, based in the Netherlands, has rolled out a mobile wallet on the embedded Secure Element of select Samsung smartphones. As of now, Dutch consumers can use their smartphones to pay for shopping, check balances, store loyalty cards and redeem digital vouchers via NFC. This would work across shops that are equipped with contactless terminals. By using the Samsung SE, Rabobank is able to bypass SIM cards, issued by telecom companies, altogether. Contactless payments are available at around 66,000 retailer terminals in the Netherlands. Rabobank claims to have 150,000 customers who have downloaded its banking app on the Samsung devices.

Quick service restaurants (QSR) Faasos and Goli Vada Pav are adopting a mobile strategy to increase order turnaround time, churn rates, and improve customer relations. Faasos, a technology driven chain in Pune, is set to launch a new version of its mobile application next month which will give customers an estimated delivery time, how far a customer is from its distribution centre and load time. The application will give priority to urgent orders, especially from regular customers. This new service will solely be available for orders made through Faasos mobile application."About 60 per cent of our customers have not seen a Faasos …

Starbucks has updated its iOS app to now enable customers to pay for coffee via Apple Pay. App users can conveniently reload their Starbucks Card using Apple Pay. The process is fairly simple. Using the popular touch ID to replace passwords and payment credentials, users are able to authenticate their payments quickly and easily. When Apple Pay was launched last year, Starbucks had been listed as an official partner. Despite this, it has yet to be considered an official retail partner. As a result, we can only expect Apple Pay’s integration to include reloading a Starbucks card for now. Starbucks …

A new kind of technology that could make a considerable difference to mobile security has just been patented by a company in South Korea, marking what could potentially be a future turn in the direction being taken in fingerprint scanning on smartphones and other devices. The company that has patented the technology, CrucialTec, has only just received the approval that it needed for the patent in question. According to reports, the company first filed for the patent back in 2012. This is an interesting development, as the announcement followed closely on the heels of one that revealed that Apple had filed to …

Burger King is skipping to the head of the line in mobile with a new ordering service enabling application users to select what they want to order, pay for it and watch a count down to when their order is ready. The new service is reportedly already available at 10 Burger King locations in Germany, with another seven scheduled to go online next week. Mobile payment system Opentabs is powering the program.

A new report by Forrester finds that online spending in China will reach one trillion dollars by 2019. The growth will be fueled by mobile apps and improving logistics networks, which have helped e-commerce companies reach new customers in smaller cities. This is good news for Alibaba, which saw its shares fall after its latest earnings reporttriggered concerns about the impact of its investment in mobile on its revenue growth. Forrester’s report also says that despite JD.com’s efforts to grow, which include partnerships with Tencent, one of China’s largest Internet companies, Alibaba’s Tmall and Taobao will continue to dominate the market.

Home Depot continues to show that it is a force to reckon with in leveraging mobile in-store to drive sales as the retailer introduces the next generation of a smartphone designed specifically for store associates. The home improvement chain originally deployed its First Phone in 2010, when few retailers had full-blown mobile strategies and, if they did, were focused more on mobile’s potential to drive online sales as opposed to in-store sales. In the period since, numerous major retailers have embraced a multitude of mobile in-store strategies, including Wi-Fi, store modes on apps, QR codes and beacons.

Shell has partnered with PayPal with plans to be the first fuels retailer in the UK to offer a mobile payment solution at pumps nationwide. Faster mobile payments at Shell are scheduled to be available later this year through apps on Android and iOS smartphones. The service will allow customers to pay for their fuel using just their mobile without leaving their car. The partners said the system allows parents to pay without having to leave young children in the car, and serves all customers in a hurry. The “vast majority” of Shell’s 1,000 service stations are planning to offer the …