One of my favorite talks at CeBIT Australia last week was from Russian billionaire Eugene Kaspersky. While the other keynoters offered rosy visions of growth and opportunity, Kaspersky -- whose company, Kaspersky Lab, makes security software -- discussed only risk. "Risk for you, opportunity for me," he shrugged, in a Russian accent straight from central casting. His entire talk was supported by a single slide, outlining the five biggest risks he sees in the Digital Age in ascending order of severity: privacy, cybercrime, Internet IDs, social media manipulation, and cyberwarfare/terrorism