• by July 1, 2008

1. Washington, D.C. (Hagerstown, Md.)

2. San Francisco/Oakland/San Jose

3. Denver

4. Santa Barbara/Santa Maria/San Luis Obispo, Calif.

5. Chicago

6. Boise, Idaho

7. Salt Lake City, Utah

8. Seattle/Tacoma, Wash.

9. Portland, Ore.

10. Phoenix (Prescott, Ariz.)

Source: MRI's Market-by-Market study