Mark Carney, the Bank of England governor, said the Bank's enforcement arms were looking into the behaviour of lenders to make sure households were not allowed to take on "reckless" levels of credit card and personal debt. He was speaking as the Bank revealed its forecasts for growth and inflation for the next three years, which showed the savings rate falling to its lowest level since the 1960s.

Procter & Gamble is not the only big-spending advertiser threatening to pull spend from online media's powerbrokers should they fail to clean up the "murky," "fraudulent" supply chain. Other marketers are mulling similar ultimatums who may now feel inspired to go public.

Zero-based budgeting (ZBB) is a contentious issue. Advocates talk up its benefits in ensuring that marketing focuses on its strategic objectives, while detractors claim it is bureaucratic and wastes time. Yet it is becoming increasingly popular in marketing departments, particularly at major FMCG firms.

Social media site Reddit has banned two of the largest far-right "subreddits" groups it hosts, altright and alternativeright. The subreddits have been used in the organisation of America's resurgent neofascist movement, but the final straw for Reddit was the two groups' participation in "doxing": sharing private personal information without permission as a form of online harassment.

The Commons Public Accounts Committee said ministers had taken too long to consolidate the "alphabet soup" of agencies tasked with stopping attacks. Cyber attacks are ranked among the top four risks to UK national security. The government said it had acted with "pace and ambition" on the issue.

Regional newspaper group Johnston Press has warned of "severe headwinds" facing news publishing as it revealed revenue down 14% on a like-for-like basis in 2016. When i newspaper is taken into account (which Johnston Press bought in April 2016) total revenue for 2016 is down 6% year-on-year, it said in a trading update.

NHS staff members are being advised to swap Google for another search engine after the thousands of employees on its computer systems triggered a shield commonly used to prevent cyber attacks. It means an NHS employee has to check a box to confirm they are "not a robot."

L'Oreal is strengthening its marketing with a greater investment in digital, the chief digital officer at the world's third-biggest advertiser has said. Lubomira Rochet said that investment in digital channels, which accounted for 30% of L'Oreal's total media spend in the first half of 2016, was due to increase this year. Over the same period in 2015, the share was 25%.

AMV will now be the lead agency for Dixons Carphone brands, adding Carphone Warehouse's advertising to its existing relationship with Currys PC World. The agency partly replaces Brothers and Sisters, which was appointed to handle digital and content for Carphone Warehouse in 2014. Brothers and Sisters' digital work featuring Keith Lemon became the brand's main TV ad campaign.

The US broadcaster behind channels such as Eurosport and TLC had threatened to remove its channels from Sky on 31 January after a dispute over fees. Discovery said the new agreement would keep its programmes on Sky for "years to come." Sky's UK chief Stephen van Rooyen said the deal was concluded on the "right terms." No financial details of the agreement have been released.